Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Conventional Loans vs. Non-QM Loans: How They Differ

Conventional Loans vs. Non-QM Loans: How They Differ

Call The Mortgage Guy
Published on: 22/04/2026

Compare conventional loans and Non-QM loans, including income documentation, down payments, etc.

Conventional LoansJumbo LoanSelf-Employed MortgageDSCR Loan
Bank Statement Loans Explained for Self-Employed Borrowers

Bank Statement Loans Explained for Self-Employed Borrowers

Dan Deppen
Published on: 08/04/2026

Learn how bank statement loans work, including requirements, benefits, and self employment

1099 loanreal estate investor loanDSCR LoanSelf-Employed MortgageBank Statement Loan
Five Strategies for Locking In the Lowest Mortgage Rate

Five Strategies for Locking In the Lowest Mortgage Rate

Steve Johnson
Published on: 25/02/2026

Learn five proven strategies to secure the lowest mortgage rate, including improving credit, choosin

1099 loannon-qm loansDSCR LoanAlternative Income Loan